Underwriter
For our client, a Fintech specialized in data-driven digital financial services with the goal to guarantee convenient access to capital and business financing, we are looking for an experienced Underwriter.
The Job
As Underwriter your main responsibility will be to evaluate and recommend the creditworthiness of small and medium-sized businesses’/enterprises’ loan applications in accordance with company credit scoring and risk policies.
Day-to-Day
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Provide thorough due diligence and attention to detail when processing loan applications with an emphasis on response time, the number of contracts processed, and the quality of contracts approved
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Review credit reports, financial statements, cash flows, bank transaction data and other data sources to evaluate borrower creditworthiness and make recommendations
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Take meticulous notes to support processing and decisions within the company's lending platform
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Solid file processing and documentation within company systems
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Demonstrate a sense of urgency in organizing work and completing functions considering the need of the Employer to take swift decisions on granting loans
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Use sound judgment; follow guidelines, policies and procedures, and proactively take steps to complete tasks and resolve issues
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Occasionally work for/with international underwriting departments
Required Skills
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2+ years of experience in financial analytics and/or SME lending
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Academic history or interested in reading and analyzing financial information of companies and corporate finance in general
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An open mindset with the ability to develop and improve processes and own ways of working
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Fluent in Dutch and good command of English
