Q3 2025 was a strong quarter for global venture funding, with fintech securing around $12 billion and reaffirming its position as one of the most resilient sectors outside of AI. This report shifts the focus from capital flows to what really happens next: how fintech companies adjust their hiring strategies when funding conditions improve.
Covering Payments, Open Banking, Buy Now Pay Later (BNPL), and Banking-as-a-Service (BaaS), the analysis compares hiring activity across Berlin, Amsterdam, London, Paris, and other key European hubs. By tracking changes from Q2 to Q3 2025, the report highlights where demand moved from sales-led growth toward engineering, product, and operational roles — and where caution remained.
The findings show a more balanced but slower hiring quarter, shaped by seasonality and a growing focus on compliance, technology, and efficiency. For founders, hiring managers, and fintech professionals planning for Q4 and beyond, this report offers a clear, data-backed view of how the fintech talent market is evolving — and which skills are likely to be prioritized next.
