Strive launches world’s first banking offering especially designed for families

Today, a new UK based fintech for parents and kids called Strive launched with the announcement of the acquisition of a popular digital piggy bank company GoSave in an all stock deal. With 50% of the UK population considered financially vulnerable (FCA.org.uk) the need for easy solutions to teach kids about money and engage their parents in […]

Despite the pandemic global fintech financing runs high

FT Partners latest number-crunching shows COVID-19 hasn’t derailed venture capital’s interest in the fintech industry. Total global fintech financing hit $12bn of capital raised in the third quarter of 2020, according to research by FT Partners.  While many predicted the COVID-19 pandemic would hit the fintech industry hard, the three months from 1 July to […]

The Future of Fintech, and What It Means for the Personal Finance Industry

The coronavirus pandemic has fast-tracked the call for more technical solutions. As the onset of the virus brought life as it was to a standstill, social distancing measures have driven consumers to utilise more digital services. John Ellmore, Director of KnowYourMoney.co.uk examines what it could mean for the personal finance industry. Nowadays, we are living in an era […]

8 Berlin Fintechs to look out for in 2021

Berlin’s young, enthusiastic and creative energy and business mindset is nearly unmatched in mainland Europe. Comparisons to the US’ Silicon Valley are becoming increasingly justified: In fact, with more than 2.500 active startups, Berlin is attracting more young minds than any other city in the EU. Berlin’s distinct lack of major banking presences like in […]

German supervisory regime lambasted over Wirecard collapse

Europe’s top regulatory body has issued a stinging indictment of the German financial supervisory regime which allowed bankrupt payment processor Wirecard to hoodwink investors for years.The report by the European Securities and Markets Authority (Esma), identifies a number of “deficiencies, inefficiencies and legal and procedural impediments” in the two-tier German supervisory system, which splits responsibilities […]

The Software Engineering Job Ladder

Software companies should put careful deliberation into their engineering job levels, and make available a job ladder explaining what is expected of employees, the distinction between roles, and areas for career growth. In this post, I’ll discuss why having a job ladder helps everybody; what makes for a good job ladder; the way I think […]

Five revenue-generating ideas for fintech/bank partnerships

Collaborative approaches to boost the fintech sector by teaming with, rather than seeking to disrupt, established banks. The fintech industry worldwide has grown very successfully over the past decade. But since the global pandemic, start-ups have suffered through a lack of investment from areas that previously have supported the new financial technology revolution. Suddenly, funds […]

nexo standards: Providing the building blocks for global card payment acceptance

Arnaud Crouzet, General Secretary of nexo standards talks about how the lack of interoperability in today’s complex global payments acceptance world is hindering merchants’ plans for international expansion. As technologies evolve to offer evermore payment options for consumers and globalisation continues at a rapid rate, it is inevitable that merchants want to take advantage of […]

PSD2 and GDPR – Customer consent is the key

PSD2 & GDPR will come into force in the first half of 2018. Paul Weiss, Consulting Practice & Financial Services from Accenture talks about their seemingly conflicting coexistence. While the PSD2 is all about making the data of individuals available to third parties, the GDPR is all about keeping this data private. Surprisingly little has been said […]

New podcast: An Interview with Tom van Wees and Roderick de Koning, CCO and CEO of Ginger Payments