Welcome back to In Check with Fintech! We’re kicking off the new season with Tom Greenwood, Founder & CEO of Volt, a technology developer and product innovator company with a focus on new generation real-time payments infrastructure and open banking. Tom is is responsible for managing strategic relationships, developing strategy and planning, and driving international expansion. Tom previously founded IFX Payments in 2005, a multi-billion dollar turnover fintech business operating across Europe and the Middle East. He shares his insights on Open Banking, the regulatory environment, and VRPs.